<h2><SPAN name="CHAPTER_III" id="CHAPTER_III"></SPAN>CHAPTER III</h2>
<h3>A 'VARSITY STROKE STRIKES ADVERSE FORTUNE</h3>
<p>Richard Peveril, student at Christ Church, was not only one of the
most popular men in his own college, but, as stroke of the 'varsity
eight, was becoming one of the best known of Oxford undergraduates
when the blow was struck that compelled him to leave England and
return to the land of his birth without even waiting to try for his
degree. He had been an orphan from early boyhood, and, under the
nominal care of a guardian who saw as little of his charge as
possible, had passed most of his time in American boarding-schools,
until sent abroad to finish his education. While his guardian had
never been unkind to him, he had not tried to understand the boy or to
win his affection, but had placed him at the best schools, supplied
him liberally with pocket-money, and then let him alone.</p>
<p>Although the lad had thus been denied the softening influence of a
home, the tender care of a mother, and a father's counsel, his
school-life had trained him to self-reliance, prompt obedience to
lawful authority, a strict sense of honor, and to a physical condition
so perfect that in all his life he had never known a day's<span class="pagenum"><SPAN name="Page_18" id="Page_18"></SPAN></span> sickness.
Having always had plenty of money, he had never learned its value,
though in his school-days his allowance had been limited by the same
wise rules that also checked undue extravagance. Thus, while brought
up to live and spend money like a gentleman, he had not been permitted
to acquire vicious habits.</p>
<p>Even at college his allowance had always been in excess of his needs,
and so, though ever ready to help a friend in trouble, he had never
run into debt on his own account.</p>
<p>Another influence for good was the lad's inherited love for all
out-of-door sports, and he could not remember the time when he was not
in training for a team, a crew, or an athletic event of some kind.
Thus the keeping of regular hours, together with a studied temperance
in both eating and drinking, had been grafted into his very nature.</p>
<p>Life had thus been made very pleasant for our hero, and, believing
himself to be heir to a fortune, he had never been disturbed by
anxieties concerning the future. Of course, while he had hosts of
acquaintances, most of whom called themselves his friends, he was well
aware that some of them were envious of his position and would rejoice
at his downfall, should such an event ever take place. It was partly
this knowledge, partly his own sense of absolute security in life, and
partly a habit acquired during a long career of leadership among his
school companions that rendered him brusque with those for whom he did
not particularly care and contemptuous to the verge of rudeness
towards such <span class="pagenum"><SPAN name="Page_19" id="Page_19"></SPAN></span>persons as he disliked. Thus it will be seen that our
young man possessed a facility for the making of enemies as well as
friends.</p>
<p>Of his secret enemies the most bitter was a fellow-student, also an
American, named Owen, who, possessed of barely means enough to carry
him through college, and with no prospects, had, by relinquishing
everything else, taken much the same stand in scholarship that Peveril
had in athletics. As a consequence, each was envious of the other, for
the stroke of the 'varsity eight was so little of a student that he
had never more than barely scraped through with an examination in his
life, and was always overwhelmed with conditions. This jealousy would
not, however, have led to enmity without a further cause, which had
been furnished within a year.</p>
<p>Owen had crossed on a steamer with Mrs. Maturin Bonnifay, of New York,
and her only daughter, Rose. They did London together, and never had
the young American found that smoke-begrimed city so delightful. At
his solicitation the Bonnifays consented to visit Oxford, and
permitted him to act as their escort. In contemplating the pleasure of
such a visit, Owen had lost sight of its dangers; but, alas for his
happiness! they became only too quickly apparent.</p>
<p>The ladies must be taken to the river, of course, and there the one
thing above all others to see was the 'varsity eight at practice. Of
the entire crew none attracted such instant attention as the
stroke-oar, and when they learned that he was an American their
interest in him was doubled.</p>
<p><span class="pagenum"><SPAN name="Page_20" id="Page_20"></SPAN></span></p>
<p>Of course he and Mr. Owen, being compatriots in a strange land, and
both having done so splendidly at the dear old university, must be
friends.</p>
<p>Oh, certainly.</p>
<p>Then wouldn't Mr. Owen present his friend? It was always so pleasant
to meet the right kind of Americans when abroad. "Why! There he comes
now! I am sure that must be he; isn't it, Mr. Owen? Though one does
look so different in a boat and out of it."</p>
<p>It was indeed Peveril, who had purposely sauntered in that direction
for a closer view of the pretty girl whom "Dig" Owen, of all men, had
picked up; and, in another minute, Owen, with an extremely bad grace,
had introduced him.</p>
<p>From that moment, as is always the case when athletes and scholars
compete for feminine favor, the scholar was almost ignored, while his
muscular rival was petted to a degree that Owen declared simply
scandalous. Although the latter was still allowed to act as
second-best escort to the ladies, and form a fourth in their various
excursions, it was always Peveril who walked, sat, strolled, and
talked with Miss Rose, while Owen was monopolized by her mother.</p>
<p>The Bonnifays had only intended to spend a day or two in Oxford, but
the place proved so charmingly attractive that they remained a month,
and when they finally took their departure for the Continent Miss Rose
wore a superb diamond ring on the third finger of her left hand, that
had very recently been placed there by Peveril.</p>
<p><span class="pagenum"><SPAN name="Page_21" id="Page_21"></SPAN></span></p>
<p>Before they separated it had been arranged that he and they should
travel through Norway together during the following summer. Owen had
also been invited to join the party, but had declined on the ground
that immediately upon taking his degree he would be obliged to return
to America.</p>
<p>So that winter the scholar, filled with envy and bitterness, ground
away gloomily but persistently at his books; while the athlete,
radiant with happiness, steadily cheerful and good-natured, labored
with his crew. Finally, he stroked them to a win on the Thames, and
then, at the height of his glory, began to consider his chances for a
degree. At this moment the blow was struck, and it came in the shape
of a cablegram from a New York law firm.</p>
<div class="blockquot"><p>"Return at earliest convenience. Carson dead. Affairs badly
involved."</p>
</div>
<p>Boise Carson was the guardian whom Peveril had so seldom seen, but who
had always controlled his affairs and provided so liberally for all
his wants. Upon coming of age, a few months before, Peveril had sent
over a power of attorney, and his ex-guardian had continued to act for
him as before. They were to have had a settlement when the young man
took his degree, for which purpose he had planned to run over to New
York, spend a few days there, and return in time for his Norway trip
with the Bonnifays. In the autumn he and they would sail for New York
together, and the wedding would take place as soon thereafter as was
practicable.</p>
<p><span class="pagenum"><SPAN name="Page_22" id="Page_22"></SPAN></span></p>
<p>Now this wretched cablegram promised to upset everything, and he must
look forward to spending the summer in trying to disentangle an
involved business, instead of spending it with the girl of his heart.
Perhaps, though, "badly involved" did not mean so <i>very</i> badly, and
possibly he might get through with the hated business in time for the
Norway trip after all, if he only set to work at once. Of course that
would necessitate the giving up of his degree, but what difference did
that make? Other things were of infinitely more importance.</p>
<p>So Peveril bade farewell to Oxford, wrote a long letter, full of love
and hopeful promises, to Rose Bonnifay, at Rome, sent her a reassuring
telegram from Southampton, and sailed for New York. Having been so
long absent, he found very few friends in that city, and it seemed to
him that some even of those few greeted him with a constraint
bordering on coldness.</p>
<p>As Boise Carson, who had lived and died a bachelor, had roomed at the
Waldorf, Peveril also established himself in that palatial
caravansary, and was then ready to plunge into the business that had
brought him to America.</p>
<p>His first shock came from the lawyer who had summoned him, and who at
once told him that he feared everything was lost.</p>
<p>"I don't exactly understand what you mean," said Peveril.</p>
<p>"In plain terms, then, I am afraid that your late guardian not only
squandered his own fortune in <span class="pagenum"><SPAN name="Page_23" id="Page_23"></SPAN></span>unwise speculation, but yours as well.
Perhaps this note, left for you, will explain the situation."</p>
<p>Thus saying, the lawyer handed Peveril a sealed envelope addressed to
him in the well-known handwriting of Boise Carson. Tearing it open,
the young man read as follows:</p>
<div class="blockquot"><p>"<span class="smcap">My Dear Richard</span>:</p>
<p>"Having lost everything, including your fortune and my own
honor, I have no longer an object in living. I therefore
conclude that it will be best to efface myself as speedily as
possible. I have made a will, leaving you my sole heir and
executor. You are welcome to whatever you can save from the
wreck. All papers belonging to your father and left in my
charge will be handed you by Mr. Ketchum. Good-bye.</p>
<div style="margin-left: 20em;">
"Yours, for the last time,<br/></div>
<div style="margin-left: 27em;">
"<span class="smcap">Boise Carson</span>."<br/></div>
</div>
<p>"He didn't commit suicide?" exclaimed Peveril, incredulously.</p>
<p>"It is to be feared that he did," replied the lawyer, "and the state
of his affairs bears out the supposition."</p>
<p>After this Peveril spent a month in New York, trying to recover
something from the wreck of his fortune. At the end of that time he
found himself with less than one hundred dollars over and above his
obligations. Realizing at length that he must for the future depend
entirely upon his own efforts, he made several applications for vacant
positions in the city, only to find in every case that they were also
sought by men more competent to fill them than he.</p>
<p>One day, when, for want of something better to<span class="pagenum"><SPAN name="Page_24" id="Page_24"></SPAN></span> do, he was
mechanically looking over a package of old papers that had belonged to
his father, he came across a contract of partnership between his
parent and a certain Ralph Darrell. It was for the opening and
development of a mine, to be known as the "Copper Princess," and
located in the upper peninsula of Michigan. By the terms of the
contract the partnership was to exist for twenty years, and, if either
party died during that time, his heir or heirs were to accept the
liabilities and receive all benefits accruing to an original partner.
It was, however, provided that the claims of such heirs must be made
before expiration of the contract, otherwise the entire property would
fall into possession of the longest-surviving partner or his heirs.
The document bore a date nineteen years old.</p>
<p>"Well," said Peveril, reflectively, as he finished reading this paper,
"although everything else is lost, it would seem that as my father's
sole heir I am still half-owner in a copper mine. I wonder if it is
worth looking up?"</p>
<p><span class="pagenum"><SPAN name="Page_25" id="Page_25"></SPAN></span></p>
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