<p><span class="pagenum"><SPAN name="Page_112" id="Page_112">[112]</SPAN></span></p>
<h2>Chapter V<br/> <small>The Club Settles Some Currency Problems</small></h2>
<p>“The topic for to-day’s discussion will
be ‘Currency Problems of the Present
Day,’” observed the president, after the
club had come to order, “and I hope you
are all prepared—”</p>
<p>“There is only one currency problem in
the present day—to my knowledge, at
least,” broke in the girl with the classic
profile, “and that is: how to make two
dollars do the work of ten.”</p>
<p>“Dear me, there is something actually
masculine in your flippancy,” said the president,
with ferocious gentleness. “The question
before us is one of the deepest gravity,
and—”</p>
<p>“Nobody knows that better than myself,”
said the girl with the classic profile,
“don’t I lie awake night after night, wondering<span class="pagenum"><SPAN name="Page_113" id="Page_113">[113]</SPAN></span>
how to get my new things out of the
money my father has allowed me for the
purpose, or, better yet, how to coax more
out of him without letting him realize the
fact.”</p>
<p>“Don’t talk about money, please; it
makes me blue,” wailed the girl with the
dimple in her chin. “What with never
having enough for myself and constantly
seeing other people with more than I like
them to have, I—”</p>
<p>“What I want to know is—and you
ought to be able to tell me, girls—why a
woman who looks all sweetness and gentleness
should suddenly develop into a raging
lioness, just because her own son wants to
marry some nice girl,” sighed the girl with
the eyeglasses, waking suddenly out of a
reverie.</p>
<p>“Humph,” returned the blue-eyed girl,
“there are some things I don’t quite understand
myself—such as the banking system,
and the reason why your dressmaker tells
you calmly that she must have two yards
and a half more of your dress material,<span class="pagenum"><SPAN name="Page_114" id="Page_114">[114]</SPAN></span>
when you have plainly informed her that
you bought a remnant. But as for your
question, it is so simple that a man could
answer it. No woman ever did, or ever
will, like to play second fiddle to another
one, and—”</p>
<p>“Oh, nonsense,” said the girl with the
Roman nose, “it is just a question of tact.
Let a man make his mother believe that she
has chosen his wife and she—”</p>
<p>“Yes, and wouldn’t it be pleasant to
have your mother-in-law tell you, every
time she wanted you to discharge the cook
or do without a new gown, that her son
would never have married you but for her!”
cried the girl with the dimple in her chin.</p>
<p>“Speaking of mothers-in-law,” said the
girl with the classic profile, “Nell is to have
a new woman in that capacity. I found
her crying the other day because she had
heard that Madame considered her too
domestic to make her son a good wife!”</p>
<p>“Yes, I know,” said the blue-eyed girl,
“and did you hear of Alice’s woes? No?
Well, you know, she and Morton fell in love<span class="pagenum"><SPAN name="Page_115" id="Page_115">[115]</SPAN></span>
at first sight, and became engaged two
weeks later. After the engagement was
announced, she was invited to visit his people
in Iowa, and went in fear and trembling,
for she did not know much about
them, and Morton could not be there at the
time.”</p>
<p>“Hadn’t the courage, you mean,” murmured
the girl with the dimple in her chin.</p>
<p>“Very likely, dear. Well, his mother
was as bad as Alice had feared. Her ideas
were all in direct opposition to Morton’s,
and the poor girl almost fretted herself into
nervous prostration trying to please them
both. After all, when she got home, she
found—”</p>
<p>“That she had been mistaken in her feelings
for Morton, and it didn’t make any
difference whether they were pleased or
not!” said the girl with the eyeglasses. “I
knew how it would end when you began.”</p>
<p>“No. She discovered that Madame was
only his stepmother, after all! Imagine
trying to please a mother-in-law and a stepmother
combined!”<span class="pagenum"><SPAN name="Page_116" id="Page_116">[116]</SPAN></span></p>
<p>“I’d rather not fancy it,” said the president,
with a shudder. “Girls, I only hope
you will be as lucky when you are married
as I am, for—”</p>
<p>“You aren’t going to tell us all of Tom’s
virtues again, are you?” said the girl with
the dimple in her chin, uneasily.</p>
<p>“When my mother-in-law becomes unpleasant,
I just ask her to go with me to
spend the day with Tom’s grandmother,”
went on the president, affecting not to hear
the last remark, “she doesn’t dare to refuse,
because the old lady has some china
which we both want, and she’s afraid I
may succeed in wheedling it out of her! It
is great fun to hear my own mother-in-law
lectured by <i>her</i> mother-in-law on the sins
which the former thinks I have appropriated
entirely to my own use.”</p>
<p>“But, ah—doesn’t Tom’s mother take it
out of you on the way back?” queried the
blue-eyed girl.</p>
<p>“No, dear. You see, I am careful not
to sit with her in the train, and Tom always
meets us at the station; besides, she’s<span class="pagenum"><SPAN name="Page_117" id="Page_117">[117]</SPAN></span>
hardly in her usual form, and I could be a
match for her,” she added, modestly.</p>
<p>“Oh, girls,” said the brown-eyed blonde,
“speaking of mothers-in-law makes me
think of wedding presents. Did you—oh,
did you hear about the plates I gave Elizabeth?”</p>
<p>“Yes, I did,” said the girl with the dimple
in her chin, “and a girl who gives away
old Crown Derby like that is either an angel,
or not quite sane—I don’t know which!”</p>
<p>“Say anything you like; I haven’t the
spirit to reply. And after you’ve heard
the story—well, it was this way: I ran
across the dozen of them in a little second-hand
shop, and the proprietor didn’t seem
to know their value and asked a very moderate
price.”</p>
<p>“I beg your pardon, dear,” said the girl
with the dimple in her chin, “I take back
all that I said before!”</p>
<p>“You needn’t. I saw that I could beat
him down, so I didn’t take them then, but
went in a day or two later, taking Elizabeth
along to make sure they were genuine.<span class="pagenum"><SPAN name="Page_118" id="Page_118">[118]</SPAN></span>
Really, she does know something about
china, though—”</p>
<p>“She doesn’t know anything else,” finished
the president. “Well, they were genuine,
weren’t they?”</p>
<p>“They were, Elizabeth became so affectionate
on the spot that I saw she knew
what I wanted them for. I didn’t take
them then, but went back the next day to
find that the man had raised his price; he
said another person wanted them—as if I’d
believe that. Well, it went on for a week,
until the price demanded was so outrageous
that I should never have paid it, but
for the fact that Elizabeth had told everybody
what lovely Crown Derby plates she
was to have, and I wasn’t going to have
her say that I couldn’t afford them!”</p>
<p>“I should think not,” said the girl with
the eyeglasses; “besides, it is necessary to
give Elizabeth a handsome present, since
she is marrying a wealthy man.”</p>
<p>“Of course; if he was poor, a very simple
thing would—ah, be in better taste, so
that the contrast would not be so great.”<span class="pagenum"><SPAN name="Page_119" id="Page_119">[119]</SPAN></span></p>
<p>“M’hm. Well, I bought the plates, and
took them to her myself, because I wanted to
see her face when she opened the package.”</p>
<p>“But she wasn’t surprised, was she?”
asked the blue-eyed girl.</p>
<p>“Yes, she was. She—well, she was the
other person who wanted to buy them, and
whose inquiries had trebled the price I had
to pay for them!”</p>
<p>“In the face of a tragedy like that, it
seems hopeless to offer consolation,” said
the girl with the classic profile. “Still, Elizabeth
will be obliged to give you a handsome
present when you are married.”</p>
<p>“Let us hope that she will not have had
time to forget her obligations,” said the
blue-eyed girl, sweetly. “Of course, she
has a good memory, but—”</p>
<p>“I only hope somebody will give her two
chafing-dishes,” broke in the president. “I
only have one, and if I was not the sweetest
tempered mortal in the world Tom and
I would quarrel seriously over it. Perhaps,
I ought not to speak of myself in that
way, but—”<span class="pagenum"><SPAN name="Page_120" id="Page_120">[120]</SPAN></span></p>
<p>“You surely ought to know your good
points better than anybody else does,” said
the girl with the Roman nose.</p>
<p>“Very true, dear. You see, Tom thinks
he is a chafing-dish cook, and really he <i>can</i>
cook; but the last time he made a rarebit
my waitress gave warning, because of the
state in which she found the dining-room—which
was very mean of her, because we
had waited on ourselves to save trouble.”</p>
<p>“Partly for that, and partly because you
wanted to talk about Coralie, and her sister
is her cook, I remember—I was there,”
said the blue-eyed girl.</p>
<p>“Yes, but she didn’t know that we
wanted to talk about Coralie, and I told her
that it was to save her trouble.”</p>
<p>“Wasn’t that the time that the rarebit
made you ill, and the doctor couldn’t come
because he, too, had eaten some of it?”
asked the girl with the dimple in her
chin.</p>
<p>“It was. I told Tom, then, that he
must leave out either the doctor or me
when he made rarebit again!”<span class="pagenum"><SPAN name="Page_121" id="Page_121">[121]</SPAN></span></p>
<p>“With the result?” queried the girl with
the classic profile.</p>
<p>“That we didn’t speak for three days,
dear. It was during that time, that I went
to Annie’s chafing-dish party. She wanted
me to make a cheese omelette, and I sent
over for the dish. My messenger found
Tom in the dining-room with a whole party
of men—”</p>
<p>“Cooking on your chafing-dish?”</p>
<p>“No. Trying to entertain them while
the new waitress hunted for it.”</p>
<p>“But, where was it? You hadn’t taken
it?”</p>
<p>“No, dear. The cook had borrowed it
for a chafing-dish party of her own, and
neglected to mention the fact to either Tom
or me!”</p>
<p>“Then, I suppose really that each family
should possess two chafing-dishes,” said the
brown-eyed blonde, thoughtfully.</p>
<p>“Yes—or none at all,” said the president,
sighing.</p>
<p>“Of course I am very much interested in
this discussion,” said the girl with the<span class="pagenum"><SPAN name="Page_122" id="Page_122">[122]</SPAN></span>
Roman nose; “but I wonder if a thorough
knowledge of currency problems will do us
any practical good. None of us are earning
our own living, and when papa talks
about currency problems at home it is only
to point the moral that times are hard, so—”</p>
<p>“There is where your knowledge will be
most useful,” broke in the girl with the
dimple in her chin; “you can bring it out
to prove that times are <i>not</i> hard, and run
off a lot of statistics to prove your point.”</p>
<p>“But I don’t know any statistics,”
wailed the girl with the Roman nose.</p>
<p>“I’m afraid you have not been paying
strict attention to-day,” said the president,
gravely. “However, if you are in danger
of losing in an argument, be sure to say,
with a smile of superiority, ‘I suppose you
know what the statistics are?’ Now, people
are not in the habit of carrying statistics
around, like cough-drops, and they will
simply give up the battle on the spot. If
they don’t, rattle off a lot of figures; they
can’t refute them immediately, and if they
attempt to do it afterward, you can just<span class="pagenum"><SPAN name="Page_123" id="Page_123">[123]</SPAN></span>
say, in a supercilious tone, ‘I thought we
settled that matter yesterday.’”</p>
<p>“Well, I declare,” said the girl with the
Roman nose, “that is just my own father’s
line of argument, and yet it never occurred
to me that I could imitate it. I do hope
you will take very good care of your health,
Evelyn,” she added. “People who are
very intellectual are <i>so</i> apt to die young.”</p>
<p>“I shall,” said the president. “I’ve no
notion of dying and having Tom a widower
while he is still young enough to be attractive.
It would not make so much difference
after that, for I shall take care that he does
not accumulate enough money to make him
fascinating at seventy-five!”</p>
<p>“Dear, dear,” sighed the blue-eyed girl,
“I wonder why so few men have money
until their hair is only a memory!”</p>
<p>“Case of the wind being tempered to the
shorn lamb,” said the girl with the dimple
in her chin; “after all, a man must sacrifice
something on the altar of success.”</p>
<p>“Humph; isn’t it usually his wife?” said
the girl with the classic profile.<span class="pagenum"><SPAN name="Page_124" id="Page_124">[124]</SPAN></span></p>
<p>“Not if she is clever,” said the girl with
the eyeglasses. “Girls, I once knew a
woman whose husband made a fortune in
two years, and he wouldn’t give her more
than the merest pittance for dress and entertaining.
In fact, the only bills he would
pay, without grumbling, were those of the
doctor. And what do you think she did?
She selected the doctor whose bills were the
most outrageous, and settled herself to be
a chronic invalid. She said she was determined
to get something out of her husband’s
fortune.”</p>
<p>“Good,” said the girl with the dimple in
her chin; “I do hope she really enjoyed
herself after that.”</p>
<p>“I’m afraid not. You see, the doctor
seemed anxious to earn his money, and insisted
that she had some desperate disease.
I doubt if she really enjoyed his subsequent
visits.”</p>
<p>“All her husband’s fault, too,” sighed
the brown-eyed blonde, “and yet, I doubt
if she reproached him for it. It seems to
be a woman’s province to suffer in silence.”<span class="pagenum"><SPAN name="Page_125" id="Page_125">[125]</SPAN></span></p>
<p>“Yes, I’ve often heard my mother make
that very remark to my father,” said the
girl with the dimple in her chin. “I had
rather not quote his reply. Girls, I heard
the funniest story yesterday; Annie
wouldn’t tell me who was the heroine of
it, really, sometimes she is as provoking as
a man. I’ll be even with her, however,
for I’ll never rest until I find out who it
was, then I shall tell everybody, and Annie
will never be able to convince her that she
didn’t tell the whole. It seems that this
girl had quarreled with the man to whom
she was engaged, and a week later she received
a letter addressed in his handwriting.
She did think of taking it to a mind reader,
but it was near the end of the month, and
she hadn’t the money, so—”</p>
<p>“By the way, Emily, dear, when can you
come to lunch with me?” broke in the girl
with the eyeglasses. “I don’t see half as
much of you as I’d like to, and—”</p>
<p>“Any day you like, dear. Where was I?
Oh! She hadn’t the money, and the tea
kettle happened to be handy, so she—”<span class="pagenum"><SPAN name="Page_126" id="Page_126">[126]</SPAN></span></p>
<p>“But, why not open it with a hair-pin,
like any other letter?” asked the blue-eyed
girl.</p>
<p>“She wanted to return it unopened if she
didn’t like its contents. It proved to be
perfectly horrid; he not only didn’t acknowledge
that he was in the wrong, but he
actually brought forward facts to prove that
she was! Of course, no girl would endure
that, so—”</p>
<p>“Do you mean to say that Annie told
you that?” asked the girl with the eyeglasses.
“I didn’t think it possible that any
girl—”</p>
<p>“Oh, I don’t see any harm in that; of
course every girl wants her own way.
Well, she sealed up the letter again, wrote
on it, ‘Returned unopened’ and sent it
back.”</p>
<p>“H’m,” said the girl with the Roman
nose, “I was thinking that might have been
Clarissa, but she is too intellectual to do
anything so clever. Anyhow, I’m glad
she got the better of him.”</p>
<p>“But she didn’t, dear. She discovered,<span class="pagenum"><SPAN name="Page_127" id="Page_127">[127]</SPAN></span>
after the messenger had been gone an hour,
that she had sealed up the envelope without
replacing the letter in it! Can any of you
guess who it was that—”</p>
<p>“Not I,” said the blue-eyed girl, “but if
I had done such a thing, I should never
have trusted Annie with it. Why, are you
going, dear?”</p>
<p>“I’m going over to Annie’s this very
minute,” said the girl with the eyeglasses.
“I—I have something to say to her that
will touch even <i>her</i> hardened conscience!”</p>
<p>“So it was Marion, after all,” mused the
girl with the dimple in her chin, after the
door had closed behind her friend; “well, at
any rate, after this Annie will tell me the
whole of a story when she begins it.”</p>
<p>“I must say, though, that if I was in her
place it would be a long time before I began
one,” said the brown-eyed blonde.</p>
<p>“So you, too, have been confiding in
Annie?” said the blue-eyed girl, sweetly.
“By the way, I am to stay over night with
her, but I promise you that whatever she
may repeat will be safe with me.”<span class="pagenum"><SPAN name="Page_128" id="Page_128">[128]</SPAN></span></p>
<p>“While we are discussing currency problems,
I want to say what a nuisance the
check system is,” said the girl with the
classic profile. “I always did hate to get
my money in that way, and I had an experience
the other day which surely ought
to cure my father of giving them to me.”</p>
<p>“Mercy, you weren’t suspected of being
a forger, were you?” asked the president,
turning pale.</p>
<p>“N—no, I believe not, but—it happened
that my father gave me a check when I was
going shopping, and I found before I cashed
it that I must have five dollars more. Father
had gone to Indianapolis, and mother,
well—the fact is, that she will not loan me
money any more, because I sometimes forget
to return it. I didn’t know what to do
until I suddenly remembered that Ned
Goldie was the person who had to cash the
check for me at the bank; then I knew I
was safe. Pshaw, it just shows that you
can never depend on a man!”</p>
<p>“He surely did not refuse to cash it?”
asked the president.<span class="pagenum"><SPAN name="Page_129" id="Page_129">[129]</SPAN></span></p>
<p>“N—no, but he—girls, I’ll tell you just
what I did. I said, ‘By the way, Mr.
Goldie, just give me five dollars more, will
you? Father can make it right next time
he comes in.’ And, if you will credit the
fact, he actually said he couldn’t do it. A
man with whom I had danced the german
the evening before!”</p>
<p>“I never believed Ned Goldie would be
so stingy,” said the girl with the dimple in
her chin. “What excuse did he make?”</p>
<p>“Said it was against the rules of the
bank, but he would be delighted to <i>lend</i> me
the extra five dollars. Did you ever hear
of such impertinence in your life? As soon
as my father comes home, I shall tell
him that he must transfer his account to
another bank, for after this I feel that Mr.
Goldie is not a person to be trusted with
money!”</p>
<p>“Dear, dear,” said the president,
gravely, “that is very bad. Don’t mention
it outside of the club, girls; for if the
bank directors found that he was being rude
to the daughter of one of their customers<span class="pagenum"><SPAN name="Page_130" id="Page_130">[130]</SPAN></span>
he would lose his position at once. And
there may be some apology or explanation
he can make to your father, too, dear;
though I confess I don’t see what it can
be. Well, girls, I’m afraid we must adjourn,
and I must say frankly that I am
pleased with the work we have done to-day.
The only reason that I suggested
such a weighty topic for discussion was,
that Tom had declared that the club was
unable to grapple with it. After that, of
course the only thing possible was to show
him that he was wrong.”</p>
<p>“Which you can now do conclusively,”
said the girl with the Roman nose, “and I
am quite sure he will be surprised at the
novelty of some of the arguments advanced
this afternoon!”</p>
<p>“What is it, dear?” asked the girl with
the dimple in her chin, as she and the blue-eyed
girl turned the corner. “You have
been so bright and cheerful to-day, that I
am sure something is seriously wrong.”</p>
<p>“Indeed there is. Jack has behaved
abominably! It was enough when he told<span class="pagenum"><SPAN name="Page_131" id="Page_131">[131]</SPAN></span>
Effie that Frances is the most amiable girl
he ever knew; but—”</p>
<p>“That proves conclusively that he is not
engaged to her, dear. No man ever knows
anything about a girl’s temper until he <i>is</i>
engaged to her.”</p>
<p>“Oh, if you want to defend him, I shall
say no more; but I did think—”</p>
<p>“But, I don’t want to defend him. I
only—”</p>
<p>“Then, all I’ve got to say, Emily Marshmallow,
is that you are prejudiced against
the poor fellow. I might have known that
from the start. I only wish I had not taken
your advice and broken my engagement.”</p>
<p>“But, you didn’t do it on my advice,”
said the girl with the dimple in her chin;
“it was all done before you said a word to
me about it.”</p>
<p>“Well, anyhow, I knew you would advise
me to do it; and now you are not satisfied
with what I’ve done. But go on,
don’t spare me—I am too miserable to care
to defend myself! I—I don’t believe I
shall live very long, anyhow. I shall tell<span class="pagenum"><SPAN name="Page_132" id="Page_132">[132]</SPAN></span>
them to give you my marquise ring, as a
token of forgiveness, when I’m gone. I
hope you will remember me when you look
at it—and be sure to notice if the stones
are quite secure in their setting.”</p>
<p>“I w—will; I promise you,” sobbed the
girl with the dimple in her chin; “but don’t
you think a trip—well a trip to Old Point
Comfort might save your life. They tell
me it is very gay there now!”</p>
<p>The blue-eyed girl shook her head.
“Nothing can save me now, dear; why I
can hook all my gowns now without holding
my breath, and yesterday I ate no
luncheon at all—took nothing between
breakfast and dinner but a couple of cream
sodas, a box of caramels, and a cup or two
of afternoon tea. You know nobody can
live long at that rate. Well, I am sorry for
Jack Bittersweet when I am gone; a lifetime
of remorse and—and Frances is not a
pleasant thing to look forward to!”</p>
<p>“You haven’t told me yet about Jack,
dear, so—”</p>
<p>“True; and some one should know the<span class="pagenum"><SPAN name="Page_133" id="Page_133">[133]</SPAN></span>
true story when I am no more. Here is
the place where they make such nice chocolate;
let us stop in and drink a cup while I
tell you. You take the chair facing the
mirror, dear,” she said, as they selected a
table, “my personal appearance is no longer
a matter of importance to me.”</p>
<p>“You said that Jack—”</p>
<p>“Has behaved abominably. It is a long
story, but I—I shall probably never tell
you another long story, so you can
afford to listen to this one. You know the
little beggar boy with the beautiful brown
eyes that I told you about a week or two
ago?”</p>
<p>“Yes; but about Jack. I—”</p>
<p>“This is about Jack. I told you how I
sympathized with that boy’s sad story, and
went with him to investigate it, didn’t I?”</p>
<p>“Yes, but you never told me whether his
home was—”</p>
<p>“I didn’t get there. He led me through
the most awful slums, telling me all the
time how his father would beat him, when
he failed to bring money home, and how he<span class="pagenum"><SPAN name="Page_134" id="Page_134">[134]</SPAN></span>
knew I was the beautiful lady he had
dreamed of, as soon as he saw me.”</p>
<p>“Well? Go on, dear.”</p>
<p>“Oh, nothing; only the horrid little
wretch suddenly dived down an alley and
disappeared; and, oh, Emily, I—I believe
he made a face at me as he went! Worse
yet, when I felt for my pocketbook it was
gone, and I had to walk all the way home!”</p>
<p>“Oh, my goodness, had he taken it?”</p>
<p>“I surely had not given it to him. I had
almost forgotten the affair, when the cook
came up yesterday to tell me that he was
in the kitchen, and had brought my pocketbook
back, with a long story about having
seen another boy take it. Said he had followed
him, when he left me, and taken it
away from him, in turn.”</p>
<p>“Well, I declare; and there was all your
money intact after you had doubted his
honesty!”</p>
<p>“Not a cent of it, dear; and the cook
said he was wearing a nice new suit. I told
her she had better go back to the kitchen,
and count the spoons, and I called loudly<span class="pagenum"><SPAN name="Page_135" id="Page_135">[135]</SPAN></span>
after her, ‘Tell him I never want to see his
deceitful face again!’ The housemaid had
come to the door of my room, too, and was
trying to put in a word, but I wouldn’t
listen to her.”</p>
<p>“Trying to excuse the little wretch; the
idea!”</p>
<p>“That was what I thought. But, oh,
Emily, just then the front door closed with
a bang which shook the house to its foundations,
and then I noticed for the first time
that the housemaid was trying to give me a
card!”</p>
<p>“Good gracious, Dorothy, you never
mean to say—”</p>
<p>“That it was Jack’s! Indeed I do. He
had heard me scream over the bannister
‘Tell him to go away; I never want to see
his deceitful face again.’ And he—he must
have thought I meant it for him. Oh,
Emily, was there ever such a miserable girl
as I!”</p>
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